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Settlement Services

While you are gearing up for an exciting move, Good to be Home Closings will handle all logistical aspects to ensure a seamless and stress-free closing. As your title and settlement agency, we will collaborate with your attorney, the seller’s attorney, and the lender to get your title work (ownership of the property) cleared. Additionally, we will consolidate all financial charges for the closing balance and oversee the signing of your closing documents at the closing table.

After closing, we will record your deed and mortgage, and continue to ensure your lender and attorneys have all the documents they require.   

 

7 Pillars of Real Estate Settlements

The American Land Title Association (ALTA) is the national trade association that represents thousands of title and real estate professionals. It maintains a list of best practices for the title and real estate industries, often referred to as the “Seven Pillars.”

Good to be Home Closings is proud to actively work to follow these seven pillars as described below by ALTA.

 

Pillar 1: Licensing
Establish and maintain current license(s) as required to conduct the business of title insurance and settlement services.

 

Pillar 2: Escrow Trust Accounting
Adopt and maintain appropriate written procedures and controls for Escrow Trust Accounting allowing for electronic verification of reconciliation.

Pillar 3: Protecting NPI (Non-Public Personal Information)
Adopt and maintain a written privacy and information security program to protect Non-Public Personal Information (NPI) as required by local, state and federal law.

Pillar 4: Settlement Processes
Adopt standard real estate settlement procedures and policies that help ensure compliance with federal and state consumer financial laws as applicable to the settlement process.

Pillar 5: Title Opinions
Adopt and maintain written procedures related to title work, final title opinions, reporting and premium remittance.

Pillar 6: Insurance Coverage
Maintain appropriate professional liability insurance and fidelity coverage.

Pillar 7: Consumer Complaints
Adopt and maintain written procedures for resolving consumer complaints.